Cut the cost of your gift in half
Through Missouri’s Neighborhood Assistance Program, qualified donors who give $1,000 or more to inExcelsis receive a 50% Missouri state tax credit — on top of their normal charitable deduction. A larger gift to your neighbors. A smaller cost to you.
Ready to start? Reserve your credit →
inexcelsis Inc. is a 501(c)(3) nonprofit — EIN 84-4181227. NAP Project #2025-250896, authorized by the Missouri Department of Economic Development. Allocated through June 30, 2026.
A $10,000 gift. About 29 cents on the dollar.
Here is how a NAP-eligible gift works for two typical individual donors with Missouri business income. Your federal benefit depends on your tax bracket and filing situation; your CPA can confirm your exact net cost.
Your gift to inExcelsis
$10,000
Missouri NAP tax credit (50%)
– $5,000
Federal charitable deduction (24% X $5,000 net contribution)*
– $1,200
Missouri State deduction (4.7% X $5,000 net contribution)
– $235
Your approximate net cost
$3,565
About 36 cents on the dollar.
Your gift to inExcelsis
$10,000
Missouri NAP tax credit (50%)
– $5,000
Federal charitable deduction (24% X $5,000 net contribution)*
– $1,850
Missouri State deduction (4.7% X $5,000 net contribution)
– $235
Your approximate net cost
$2,915
About 29 cents on the dollar.
Both calculations assume the donor itemizes deductions on their federal return and applies the IRS rule for state tax credit programs. They also use Missouri’s current top individual income tax rate of 4.7% (tax year 2025, filed in 2026). Your CPA can run your exact numbers.
A $5,000 gift → roughly $1,800–$1,450 net cost. A $25,000 gift → roughly $8,900–$7,300 net cost. A $50,000 gift → roughly $17,800–$14,600 net cost. (Higher number = 24% federal bracket; lower number = 37% federal bracket.)
Illustrations are for individual donors with Missouri business income who itemize federal deductions, applying IRS Treasury Reg. §1.170A-1(h)(3). These are estimates, not tax advice. Actual benefit depends on your specific federal bracket, your Missouri tax position, total itemized deductions, the state-and-local-tax (SALT) cap, alternative minimum tax (AMT), and whether you itemize. C-corporation donors making qualified business contributions may follow a different federal treatment under IRC §162; ask your CPA. Your tax professional can confirm your exact net cost.
June 30, 2026
Deadline for FY26 credits
The credit is real money back
A NAP tax credit reduces your Missouri tax bill dollar-for-dollar. It is not a deduction — it is a credit. Fifty cents of every dollar you give comes back to you on your state return.
You have five years to use it
If your gift earns more credit than your Missouri tax bill this year, the unused portion carries forward for up to five consecutive years. A larger gift in a high-income year is good planning.
A credit AND a deduction
Because inExcelsis is a 501(c)(3), the portion of your gift not covered by the NAP credit remains federally tax-deductible. So a $10,000 gift gives you a $5,000 Missouri credit and a $5,000 federal charitable deduction. Credit plus deduction is what drives the net cost down to roughly 29–36 cents on the dollar.
$182,350 in credits. June 30, 2026. First come, first served.
inExcelsis received $182,350 in NAP tax credits for the Missouri 2026 fiscal year, supporting our work with unhoused families, individuals, and veterans across St. Louis. Credits are reserved on a first-come, first-served basis as qualifying gifts are received. Once the allocation is exhausted, no further credits can be issued from this project year.
From interest to credit, in 6 steps
A NAP gift is more involved than a standard donation, but it’s straightforward. Here is the full path from your first interest to the credit appearing on your Missouri tax return.
01
Reserve
You let us know you’re planning a NAP gift — by form, email, or phone. We’ll confirm credits are still available.
02
Give
You make your gift to inExcelsis ($1,000+) by check, online, or stock transfer. Note your intent to claim the NAP credit.
03
Application sent
We mail or email you the Missouri NAP Tax Credit Application, pre-populated with the project information.
04
Sign + notarize
You sign the application before a notary (most banks offer this free) and return it to inExcelsis with proof of your donation.
05
State review
inExcelsis submits the application to the Missouri Department of Economic Development. The state issues a certification letter within 3–4 weeks.
06
Credit applied
You attach the certification letter to your Missouri state tax return. The 50% credit reduces your Missouri tax bill, dollar-for-dollar.
The work your NAP credit makes possible.
Your NAP-eligible gift supports inExcelsis’s full buffet of care for unhoused neighbors in St. Louis — fellowship, mobile showers, winter shelter for families with children, and discipleship.
Dignity on Wheels
A four-stall specialized trailer delivering dignity through hot showers to encampments, partner shelters, and community events with radical hospitality. In 2025, we served 542 showers at 100+ outings across the region.
Winter Safe Haven
Hotel-based shelter for unhoused families with children when winter temperatures turn life-threatening. 482 guest-nights provided in the 2024–25 season.
Community Fellowship & Essentials
Saturday meals, hygiene supplies, bus passes, and birth-certificate fees that unlock housing applications and job interviews. 16,000+ bus tickets distributed in 2025.
NAP gifts can be designated to a specific program, or left unrestricted to support the full work. Either way, your gift sustains a presence that larger organizations across the region partner with us to deliver.
- A NAP gift of $1,400 covers approximately two route days.
- A NAP gift of $7,000 covers approximately one family’s full winter.
- A NAP gift of $2,500 covers approximately one month of bus tickets.
NAP credits are for donors with Missouri business income.
The Neighborhood Assistance Program is designed for businesses and individuals with business-type income in Missouri. If any of the following describes you, you likely qualify.
Not sure — or only have wage income?
NAP credits generally cannot be claimed by individuals whose only Missouri income is W-2 wages. But eligibility can be more nuanced than it looks — some W-2 employees also have business income through side ventures, rental property, or partnership stakes. When in doubt, check with your tax professional or your CPA. If NAP isn’t the right fit, your support still matters enormously through a regular gift.
Advising a client about a NAP gift to inExcelsis?
Your NAP-eligible gift supports inExcelsis’s full buffet of care for unhoused neighbors in St. Louis — fellowship, mobile showers, winter shelter for families with children, and discipleship.
Quick answers to the questions NAP donors and CPAs ask most.
$1,000. That is the minimum donation amount inExcelsis can issue NAP credits against. Gifts of any size are tax-deductible federally; the NAP credit specifically requires $1,000 or more.
Typically 3–4 weeks after we submit your notarized application to the Missouri Department of Economic Development. You will receive the certification letter directly from the state.
Any unused portion of the credit carries forward for up to five additional tax years. A $10,000 gift earns a $5,000 credit; if your Missouri tax bill this year is only $3,000, you can apply $3,000 this year and the remaining $2,000 in the following year (or any of the next 5 years).
Yes — but with one important refinement that the page’s math illustration follows. Under IRS Treasury Regulation §1.170A-1(h)(3) (issued in 2019 under TD 9864), when a state tax credit exceeds 15% of a charitable contribution, the federal deduction must be calculated on the contribution net of the credit, not on the gross gift. For Missouri NAP at 50%, a $10,000 gift produces a $5,000 NAP credit and a $5,000 federal charitable deduction. Your CPA is familiar with this rule. C-corporations making a qualified business contribution may follow a different federal treatment under IRC §162; ask your CPA.
Yes. Gifts of cash, stocks, bonds, or marketable securities all qualify. We will need to receive the assets and document fair market value at the time of transfer. For stock gifts, see our Stock & Securities page for our broker’s DTC instructions.
No. NAP credits are issued to the donor named on the application and cannot be sold, transferred, or refunded.
If you don’t submit your notarized application to Missouri DED within 12 months of your gift date, the credit is forfeited. The gift remains federally tax-deductible, but no NAP credit will be issued. We send a reminder if we haven’t received your application by month 9 — but the donor is responsible for the timeline.
A short conversation, and your client’s signed authorization to receive the application on their behalf. We’ll send you a CPA Brief with full project documentation. Email finance@inexcelsislove.org or call (314) 887-7156 and we’ll get you everything you need within one business day.
NAP gifts can be designated to a specific program — Dignity on Wheels mobile showers, Winter Safe Haven, Community Fellowship (Saturday meals, bus passes, ID/birth certificate fees), or Discipleship — or left unrestricted to support the full work. See the “Where Your Gift Goes” section above for the impact of gifts at different levels.
Tell us about your gift. We’ll handle the rest.
Filling out this form starts a NAP conversation — it doesn’t commit you to a gift. We’ll respond within 1 business day with the next step, including the application form your CPA or attorney can review.